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The use of Financial Analysis by Using Sherrod Model in Predicting the Financial Failure in the Iraqi Civil Banks

Résumé

The financial failure isone of the dangerous phenomena that banks has everexposed to. It requires deep research to investigate its reasons. Therefore, the aim of this paper is to find out to solve the problem of financial stumbling, factors that influence it, and how to manage it.The of this research stems from its presentation of the topic from two aspects; the theoretical and the practical. The theoretical aspect presents the concept and the indicators of the financial failure that banks suffer from. It also discusses the methods of prediction that predict those indicators. The practical aspect of this paper investigates the
financial failure in the Iraqi banks using (Sherrod model). The paper supposes that model helps to predict the financial failure of banks and as a result, it helps to evaluate their future financial performance.